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IMAGINE THE POSSIBILITIES

HELPING YOU MAKE SMART DECISIONS WITH YOUR MONEY SO YOU CAN LIVE A TRULY GREAT LIFE

At Spillane Financial Planning, we are dedicated to serving your financial planning and investment advisory needs. We work collaboratively with you, on a fee-only basis (no product sales or commissions) and in a fiduciary capacity (your interests come first) so that you get sound, objective financial advice tailored to your individual needs and circumstances. Our goal is to bring order to your financial life. Through our services, we attempt to help you achieve the best life possible and will work in concert with you, not just for you, to make this possible.

IT’S ALL ABOUT YOU

Don’t live in fear of your finances. Take control of your life and start making smart financial decisions.

ABOUT US

Spillane Financial Planning is a fee-only financial planning firm that operates virtually and with an office in Lebanon, Ohio. Our mission is simple… to help you make smart financial decisions so you can live a better life.  

Rick Spillane Photo

Rick Spillane

CERTIFIED FINANCIAL PLANNER™ CFP®.

What you should know about Rick:

  • CERTIFIED FINANCIAL PLANNER™ CFP®.
  • Certified Public Accountant (CPA®)
  • Over 30 years of experience
  • Founder and President of Spillane Financial Planning
  • Firm Registration

I grew up in Lexington, Massachusetts and then attended college in Tampa, Florida where I earned an undergraduate degree in Finance from the University of South Florida.  After graduating from college, I moved to San Diego, California where I lived for about 15 years working mostly in finance and accounting.  In 1986, I obtained my California CPA license.  In 1992, I became a Certified Financial Planner.  In 1996, I returned to Massachusetts to become a partner in a local CPA firm and also obtained my Massachusetts CPA license.  And then in 2004, I founded Spillane Financial Planning, Inc. to better serve the financial planning and investment needs of my clients.  In 2023, after more than 25 years in Massachusetts, my wife and I decided to relocate to the historic town of Lebanon, Ohio.

PLAN THE LIFE YOU WANT

A well designed plan will help you feel better today and restore confidence in your future.

OUR SERVICES

Here at Spillane Financial Planning, we believe a financial plan is like a good road map – it shows you where you are now, where you want to go, the best route to get you there, and what side trips you may want to take along the way. Whether you are just setting out on your financial journey, or seeking to protect what you have already created, we can guide you along the way. We’ll look at your entire financial picture and help you fit the pieces together properly.

 

Planning Packages

That fit your needs

Strategy Session

Hourly Consulting

Comprehensive Planning

  • Get answers to important questions
  • 90 minute meeting (virtual or in-person)
  • Email and telephone follow-up (limited)
  • One-time engagement

 

 

 

$200 per hour

  • Targeted or comprehensive analysis
  • Meetings as needed (virtual or in-person)
  • Written plan with recommendations
  • Short-term or ongoing engagement  

 

 

$200 per hour
 

  • Comprehensive review & analysis of your overall situation
  • Meetings as needed (virtual or in-person)
  • On-going guidance and support
  • Secure portal access to your plan and other online tools

 


$200 per hour

Investing is a long-term endeavor. Most of us aim to build wealth over time, but it can be challenging. Here at Spillane Financial Planning, we believe it is necessary to have a clear sense of why you are investing in the first place, and then stick with a disciplined investment strategy. 

Everyone is different.  That is why we create a customized investment plan based on your individual needs and circumstances.  Your goals and your tolerance for risk are the two main ingredients that go into making your plan uniquely yours.

Investment Packages

That help you succeed

Investment Consulting

You have a “do it yourself” approach

Investment Management 

We can do the work for you

  • Client manages their own investment accounts
  • Customized asset allocation plan
  • Personal risk profile analysis
  • Specific Investment Recommendations
  • Ongoing guidance and meetings at client’s discretion

 

 

 

$200 per hour or fixed quarterly fee

  • Professional management of your investment portfolio
  • Investments held at independent custodian
  • Customized asset allocation plan
  • Personal risk profile analysis
  • Investment Policy Statement (IPS)
  • Performance Reports

 

 

0.50% - 0.85% annual fee based on AUM 

 Tax planning may be included as part of an ongoing financial planning relationship or as part of hourly consulting engagement.

 Tax preparation services may be arranged through "Richard W. Spillane, CPA" which is a separate legal entity.

KEEP YOUR LIFE RUNNING SMOOTHLY

Discover how much to save and spend each year to sustain your desired lifestyle.

WHO WE SERVE

Our primary focus is on helping Generation X professionals, entrepreneurs, executives and business owners regain control over their finances so they can live a better life. Whether you are just starting out in life, nearing retirement, or are already retired, we can help you navigate the challenging terrain of today’s uncertain financial world. We are dedicated to developing tailored solutions to help you succeed.

Young Professional
Mid-Career Entrepreneur
nearing retirement
Already Retired

DISCOVER

We will learn about what’s important to you and what you want to accomplish. We will examine the challenges you face now and expect to face in the future.

ANALYZE

We will review and analyze your financial information, develop a strategy for you to succeed, and help you tackle your biggest financial decisions.

EDUCATE

We will make sure you understand what’s in your plan, as well as the advantages and disadvantages of your choices. We will empower you to make smart decisions.

GUIDE

We will provide ongoing guidance and support to help you implement your plan and stick to your plan. We will update your plan regularly based on charges in your personal situation.

A PERSONAL APPROACH

You get an experienced Certified Financial Planner™ who works with you one-on-one. The advice and guidance you receive will not come from someone you have never met.

CONVENIENCE.

You can meet with us in person or virtually. We all lead busy lives and it’s not always convenient or possible to meet in person.

MODERN

We operate a technology-friendly practice that streamlines the way we work together. We offer video conferencing, online access to your plan, and a real-time view of your finances.


 

A FOCUS ON GEN X

We focus primarily on helping Gen Xers because this group of people tends to be largely ignored by financial planning professionals and generally need the most help with their finances.

AFFORDABLE RATES

We offer a flat (and affordable) monthly fee just like any other bill you pay. There are no asset minimums, no commissions, and no product sales.

OBJECTIVE ADVICE

Fee-only means we are paid exclusively by our clients. No commissions, no referral fees, and no kickbacks of any kind means we are able to focus on what’s in your best interest. 

INVEST IN YOURSELF

Grow your financial knowledge and develop good money habits to live a better life.

RESOURCE CENTER

RightCapital

 

 

Schwab

 

Market Information & News

Financial Planning & Investments

Government Sites

College Planning

CONTACT US TODAY TO GET STARTED

Let’s chat and see how we can help you.


CONTACT

Rick Spillane, CPA®, CFP®

Address

726 E. Main Street, Suite F-304
Lebanon, OH 45036- Get Directions

Email

rick.spillane@gmail.com

Phone

339-298-1570